Mortgage Rates Still at 5.00%, but Point Higher

By:: Bill Rice - MortgageLoan.com

Mortgage rates open after the holiday indicating higher rates. This follows a week that showed upward pressure, but stayed at or below 5 percent. The Fed continues to state its desire to hold down mortgage rates, but market pressures are making that tough. Stalled credit markets and still widen spreads prevent mortgage rates naturally falling lower.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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