Mortgage Rates Continue to Decline

By:: Bill Rice - MortgageLoan.com

Now on a seemingly steady downward trend, mortgage rates continue to decline. Federal Reserve Chairman Ben Bernanke continues to assure the market that the Fed will continue to buy MBS and now long-term US treasuries to keep loan rates low. This, along with resurged discussions of removing toxic assets from bank balance sheet (anyone remember the original TARP plan) with continue to push mortgage rates lower.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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