30-Year Fixed Down, Time to Buy?

By:: Bill Rice - MortgageLoan.com

Director Lockhart, Fannie Mae and Freddie Mac chief regulator, talks about moving mortgage rates down to 4 percent. Blasting through the US Treasury's previous consideration of a 4.5 percent target this reduction is sure to move a lot of prospective new homeowners off the bench. Just the discussion of 4 percent has moved the 30-year fixed-rate down to 5.5 percent.

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Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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