Mortgage Rates Inching Down

By:: Bill Rice - MortgageLoan.com

Mortgage rates continue to improve. Slowly moving downward in anticipation that the US government will force them down to 4.5 percent. Current most lenders are showing 30-year fixed-rate mortgages at 5.5 percent. Expect this steady downward pressure to continue as Treasury yields creep up and reconnect with MBS rates, returning mortgage rates to a more normal market condition.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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