30 Year Mortgage Rate Continues to Decline

By:: Bill Rice - MortgageLoan.com

The 30-year fixed mortgage rate continues to decline slightly everyday. Currently, it has reached its lowest level in 6 weeks and is lower than the same time last year. Continued concerns over inflation, that are expected to hold or increase the Fed rate policy are holding long-term rates steady while sending shorter-term rates, like the 15-year fixed and 1-3 year adjustable rate mortgages on a steady rise. Continue to expect 30-year mortgage rates to hold or decline marginally. Meanwhile, 15 to 1-year terms will continue their rise. Watch building reaction to government's pending refinancing of significant term expiring debt in September.

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National Rates

Loan Type	Today	+/-
30 yr fixed	3.80
15 yr fixed	3.10
5/1 ARM	2.73

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