Introduction to PrimeLending

PrimeLending was established in Dallas, Texas in 1986. Since its inception, it has grown to a major mortgage company, licensed to provide loans in 49 of the 50 states. Besides their headquarters in Dallas, PrimeLending has 160 branch offices located throughout the United States. PrimeLending is a Plains Capital Company.

PrimeLending is a full service mortgage company. They offer conventional, FHA, JUMBO, ARM and VA mortgages to the public. They also have options for construction mortgages and relocation loans.

Mortgage Rates

PrimeLending mortgage rates are comparative to any other major lender on the market. They strive to offer their customers the best rates, with the lowest costs in a no-hassle manner. As a way to build their business, PrimeLending has made it its prime goal to provide superior mortgage service with an easy application process.

Mortgage rates will depend on the type of loan you select, the amount of money you put down and your credit history. While credit score is a major factor, it is not the only factor considered when granting a mortgage. PrimeLending will help you find the perfect loan and interest rate to compliment your needs. PrimeLending will work with the VA or with the FHA to help you obtain a mortgage with these mortgage insurance programs.


PrimeLending has very competitive refinance rates. With several programs to select from you should be able to refinance your home with ease. They offer very low interest rates on ARM to conventional, Jumbo to conventional and conventional to conventional refinance options.

PrimeLending also offers a refinance program that will allow you to access the available equity in your home so that you can receive cash out at the closing. This type of program can have be based on a 15 or 30 year mortgage.

Home Equity Loans

Currently, PrimeLending does not offer a home equity credit line. They do however, offer a refinance with cash option. This will pay you a lump sum from the available equity in your home when you choose to refinance. This may change in the future, PrimeLending is always welcoming the opportunity to provide their clients with all the services they may need. Checking with the independent offices may help you ascertain if the program has become available.

PrimeLending Information

You can apply for a mortgage online or by visiting one of PrimeLending’s many locations. Visit them on the Internet at

You can call their customer service number at:
800.31 PRIME

You can also find the correct information for a branch near you including phone number and address by using their branch locator on their site.

Headquarters are located in Dallas and can be reached at:

PrimeLending a PlainsCapital Company
18111 Preston Road, Suite 900
Dallas, Texas 75252

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Include 1st & 2nd mortgages plus any equity loans or credit lines
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