Personal Loans Article Archive 2008

Cut Your Insurance Bill

By:

Greg Mischio - MortgageLoan.com | July 09, 2008

Next to car loans and the escalating price of fuel, one of your biggest auto expenditures will be your insurance bill. Fortunately, there are some simple ways you can make a big dent in the cost.

Celebrate July 4th: Enjoy Government Tax Perks

By:

Greg Mischio - MortgageLoan.com | July 04, 2008

As Independence Day draws close, Americans have much to celebrate. Besides our personal freedoms and high ideals, we also have many government-based incentives to help us build our own financial independence.

Building Healthy Savings Habits in Children

By:

Anders Bylund - MortgageLoan.com | July 04, 2008

It's never too early for kids to learn how to handle money. Make it a game now, and they'll be ready to play the money game when it's time to enter the real world.

Four Ways to Cut Life Insurance Costs

By:

Greg Mischio - MortgageLoan.com | July 03, 2008

As the economy continues to stagnate, the nation is looking for ways to tighten its collective belt. One place you can free up a few bucks is your life insurance policy. While this type of insurance is an essential part of any financial plan, there are ways that you can cut your costs.

Helping Your Adult Child Overcome Debt

By:

Anders Bylund - MortgageLoan.com | June 27, 2008

Your grown kids have fallen into debt and may need your financial help. Or do they?

Personal Finance Document Guide

By:

Catherine Brock - MortgageLoan.com | June 27, 2008

It's time for a reality check on life's most important documents. Find out which documents you need to have and why.

Four Repairs For A Broken Budget

By:

Anders Bylund - MortgageLoan.com | June 26, 2008

The road to broken budget plans is paved with good intentions.

Surviving A Layoff

By:

Anders Bylund - MortgageLoan.com | June 19, 2008

If you lose your job due to downsizing, don't worry-as one step in your career path ends, the next one is coming up.

Steps to Avoid Identity Theft

By:

Greg Mischio - MortgageLoan.com | June 18, 2008

The Internet has opened up amazing new worlds of communication and commerce. It's also created new opportunities for criminals, particularly in the realm of identity theft. You need to take essential steps to keep yourself protected.

Starting Your Business During A Recession

By:

Anders Bylund - MortgageLoan.com | June 18, 2008

It was the best of times, it was the worst of times-to start a small business.

Retirement Savings In Rough Markets

By:

Anders Bylund - MortgageLoan.com | June 12, 2008

Two words: don't panic.

Be On Guard for Medical Insurance Scams

By:

Greg Mischio - MortgageLoan.com | June 12, 2008

Medicare's new programs were supposed to make prescription drugs more affordable for seniors. Instead, they've ushered in a whole new wave of scam artists.

Living on a Shoestring

By:

Amelia R. Frost - MortgageLoan.com | June 06, 2008

These days, everyone's feeling a financial pinch. Gas prices are increasing at an unprecedented rate. Food costs more with every visit to the grocery store. Vacations have become prohibitive. Foreclosures are on the rise. Every dollar counts. Here are some tips on how to ease the pressure on your wallet.

Strategies for the Not-Yet-Ready-For-Retirement Crowd

By:

Anders Bylund - MortgageLoan.com | May 31, 2008

Some people aren't saving enough for a comfortable retirement. Here's how to improve that situation today.

Entrepreneurs: Grow Your Business During Recessionary Times

By:

Greg Mischio - MortgageLoan.com | May 30, 2008

In today's business climate, big companies are experiencing sagging profits and plummeting revenues. Small businesses are also feeling the pain. Yet recessionary times, however depressing they may be, offer great opportunities for growth.

Eight Hints to Boost Your Savings

By:

Catherine Brock - MortgageLoan.com | May 30, 2008

During these challenging economic times, it's more important than ever to save your money.

Memorial Day Lesson: Summer Financial Planning

By:

Greg Mischio - MortgageLoan.com | May 26, 2008

Memorial Day is a time to honor those lost in wars past and present. This somber occasion also marks the unofficial beginning of summertime. As the heat of the dog days fast approaches, here are some easy ways to cut back on expenditures.

New Technologies For Seniors

By:

Anders Bylund - MortgageLoan.com | May 22, 2008

Affordable high-tech gadgets and services can make senior living safer and more comfortable.

Tracking Your Personal Finances

By:

Anders Bylund - MortgageLoan.com | May 14, 2008

The best-laid budget plans can fail if you don't track your expenses properly. Here's how to do it right.

Renters Get Hit By Subprime Crisis

By:

Tom Kerr - MortgageLoan.com | May 14, 2008

While Congress debates ways to rescue the mortgage industry, and the millions of homeowners who are facing foreclosure, the truly helpless victims may be innocent renters. Huge numbers of families are being evicted as their homes go into foreclosure, but they have nobody coming to bail them out of the crisis.

Affordable Gifts for Mother's Day

By:

Greg Mischio - MortgageLoan.com | May 10, 2008

As Mother's Day approaches, dads, sons, and daughters are crying "Mayday!" as they wrack their brains for thoughtful but inexpensive gift ideas in this challenging economy. The traditional bouquet of flowers is always nice, but there are other ways to brighten a mother's day and not damage your budget.

Retirement: Time To See The World

By:

Anders Bylund - MortgageLoan.com | May 07, 2008

You've been saving up for retirement all your life. It's time to enjoy the fruits of your labor.

Retirement Savings Outlook Bleak

By:

Anders Bylund - MortgageLoan.com | April 30, 2008

Nearly 50 percent of Americans aren't sure that they're saving enough for retirement. Don't fall into that camp.

Saving During a Recession

By:

Catherine Brock - MortgageLoan.com | April 25, 2008

Don't let an economic recession do more damage than it has to. You can still keep saving even when times are tough.

Getting The Most From Your 401(k)

By:

Anders Bylund - MortgageLoan.com | April 24, 2008

A 401(k) can be your best friend when planning for a comfortable retirement. Learn how to use this powerful tool.

Men in Charge: Protecting Your Wife

By:

Catherine Brock - MortgageLoan.com | April 14, 2008

Women have come a long way in the last 50 years, but the number of widows living in poverty is still surprisingly high.

Building your Portfolio: No Better Time Than Now

By:

Anders Bylund - MortgageLoan.com | April 09, 2008

Don't give up on your portfolio just because the market looks bad. This could be the perfect time to invest.

Recession-proof Your Portfolio

By:

Anders Bylund - MortgageLoan.com | April 04, 2008

The next recession is coming on strong, but you're not helpless. Here's how to protect your investment portfolio in tough economic times.

Help your Teens Become Millionaires

By:

Catherine Brock - MortgageLoan.com | April 04, 2008

Parents always want their kids to grow up and be successful. It's even better if that success includes a seven-figure savings account.

Protect Your Savings Accounts

By:

Catherine Brock - MortgageLoan.com | March 18, 2008

For consumers, the line between a bank and a brokerage can be blurry. Unfortunately, not knowing the difference can put your savings at risk.

Celebrity Bankruptcy: Fame and Misfortune

By:

Catherine Brock - MortgageLoan.com | March 18, 2008

When celebrities are best known for their roles in bankruptcy court, it's a sure sign that they've made some major financial missteps.

Brokers and IRA Withdrawals

By:

Catherine Brock - MortgageLoan.com | January 10, 2008

Unsuspecting IRA savers have recently suffered some big losses by following the advice of their brokers. Avoid the same fate by knowing the rules about early IRA withdrawals.