Four Personal Finance Resolutions for the New Year

Make some personal finance promises that you can actually keep in the New Year.

How to Spend Your Christmas Bonus

If you're fortunate enough to receive a hefty Christmas bonus, here are some tips on spending it that embraces the true holiday spirit.

Obstacles to Mortgage Modifications

The mortgage crisis has had such an overwhelming affect on our nation, that even the President has asked mortgage companies to show flexibility when dealing with homeowners who face a threat of foreclosure. But mortgage investors may oppose such efforts because they have their own financial interests at stake.

Need a Lift? How to Finance Plastic Surgery

Plastic surgery can do more than just alter your appearance-it changes your bank account, too. That's because this type of surgery is expensive, and is seldom covered by insurance. Before you proceed, carefully analyze your financing options-including a home equity loan.

Participation Loans

Lenders and borrowers can team up with other lenders and borrowers to reduce their exposure to risk and increase their profits. These relationships, which come in many flavors, are called participation loans.