Personal Finance Articles
Using Gift Money for a Down Payment
Can a family member help you come up with the down payment for a mortgage? If so, are there any limits on how much they can provide or other restrictions? Read More» |
Women Paying Higher Mortgage Rates
If you want to get the lowest mortgage rate on a home loan, you absolutely have to shop around. Unfortunately, it seems that many women aren’t doing that. Read More» |
Land Contract Can Bypass Appraisal, Credit Problems
If you’re having trouble buying or selling a home due to appraisal issues or other lender problems, you might consider a land contract. Read More» |
4 Strategies for Saving on Closing Costs
Closing costs don’t have to be an expensive obstacle standing between you and your new home.
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3 Consequences of Walking Away From Your Mortgage
Before you decide to walk away from your mortgage, consider the real, long-term costs.
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8 Ways to Spot Loan Modification Scams
Be wary of anyone who promises that they can “fix” your mortgage for you. Anything they “claim” they can do, you can do better.
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4 Reasons to Never Buy a Foreclosure Property
While foreclosure houses represent an incredible value in today’s market, they are not for everyone. |
5 Reasons To Avoid A Home Equity Line of Credit
For some, a Home Equity Line of Credit can be more of a liability than an asset.
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3 Lessons To Learn From Foreclosure
There are many lessons to learn about real estate and mortgages from the foreclosure crisis.
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6 Reasons to Sit Tight Instead of Refinance
If any of these situations apply to you, you’ll probably want to hold off on refinancing your mortgage. |
National Rates
| Loan Type | Today | +/- |
|---|---|---|
| 30 yr fixed | 3.80 | |
| 15 yr fixed | 3.10 | |
| 5/1 ARM | 2.73 |
Rates may contain points
