Oklahoma - Government Backed Loans

Many families face difficult financial times each year, and OHFA is there to help by providing affordable housing to working Oklahomans, help families with their housing needs by enabling them to buy homes through special financing opportunities, rent homes in safer neighborhoods and rehabilitate existing homes.

Purchase Programs

1st Gold

The 1st Gold program is available to first-time homebuyers who require a downpayment and closing costs assistance. FHA, VA, Section 184, Conventional, HomeChoice and the 1% Option are options homebuyers may use in conjunction with the 1st Gold program. Borrowers must meet income and purchase price limits in order to qualify for this program.

Continue reading about 1st Gold.

Market Best

Market Best is designed to assist homebuyers who have the funds for a downpayment and closing costs and are looking for the lowest interest rate on a mortgage. Options available to use in conjunction with Market Best include FHA, VA, Section 184, Conventional, HomeChoice and the 1% Option.

Continue reading about the Market Best.

Future Foundation

Future Foundation is designed to assist homebuyers who have the funds for a downpayment and closing costs and are looking for the lowest interest rate on a mortgage as well as desire their home to be newly built. A Future Foundation loan also provides the flexibility of an extended closing time. Options available to use in conjunction with Market Best include FHA, VA, Section 184, Conventional, HomeChoice and the 1% Option.

Continue reading about Future Foundation.