Mortgageloan.com's mission is to give consumers the honest and accurate information they need to secure their best personal finance and mortgage position in life. To do this we have brought together the best and most experienced writers and contributors to help consumers navigate the murky and confusing financial and mortgage markets.

For more about expert media sources and how to get in contact with our editorial team, please refer to our media center.

David Coster has been a consumer educator and advocate in the mortgage and broader financial services industry for 16 years. David has developed consumer financial education programs for such firms as Capital Investment Companies, mortgage.com, Well Fargo Home Mortgage and American Home Mortgage. He founded both the Financial Consultant Mortgage Network and the Home Asset Advisor Academy. His goal is to take financial information and jargon, and translate it, making it understandable and, most importantly, useful by consumers.

Kirk Haverkamp is an award-winning reporter and editor with almost 20 years' experience in journalism and corporate communications. As chief staff writer and editor for MortgageLoan.com, he covers the mortgage and personal finance industry from both a consumer and industry perspective, as well as providing thoughtful guidance for consumers on how to approach the sometimes intimidating process of obtaining the best mortgage and personal finance products to meet their needs.

Barbara Eisner Bayer has written about personal finance and investing for the past 13 years. Her work has appeared on the Motley Fool, Mortgageloan.com and many other quality publications. Her articles encompass everything from the educational to the analytical, and always aim to educate and amuse. A graduate of Columbia University's Barnard College, Barbara has produced editorial content for a veritable who's who of financial giants, including Merrill Lynch, Morgan Stanley, Prudential, The Hartford, and Oppenheimer Funds. As a writing coach and editor, she has helped create four books on financial planning and entrepreneurialism.

JR Hevron JR Hevron is a writer, editor, educator, and content creator with over thirteen years of experience as a senior editor and writer at consumer magazines. JR lives with his family in Park Slope, Brooklyn and is a graduate of the University of Texas at Austin.

Peter King Peter spent a decade working in secondary markets for a New York City mortgage lender, prior to returning to journalism at MortgageLoan.com. Peter earned a BA in Journalism from Northwestern University in Evanston, IL.

Kara Johnson Kara is a novelist, poet and large-scale sculptor in addition to being a contributing writer for MortgageLoan.com. She lives with her family in Rye, New York and is a graduate of Hampshire College.

Bill Rice is a seasoned mortgage expert and editor that have spent over a decade in financial services, both as an executive and as a writer. He has written feature articles for Mortgage Banker, CIO Today, and a very wide range of industry and trade publications. He was one of the founders of DeepGreen Bank, and early Internet bank and VP, of National Home Equity at Quicken Loans.

Catherine Brock is a writer whose financial background includes experience as a commercial finance analyst for one of California's largest banks. In this role, Catherine analyzed historical financial statements, projected future financial performance and compiled industry, management, and financial analyses. Catherine writes for Mortgageloan.com and has been a contributor to Thomson Financial, and Financial Training Partners.

Anders Bylund is a staff writer for Mortgageloan.com and the Motley Fool. He cares passionately about home loans, personal finance, and college savings because he owns a home, has some money, and hopes to send his kids to college one day.

Tom Kerr is a former Realtor® and real estate investor who has been a professional writer for more than 15 years. His articles have been used by the North Carolina Dept. of Public Instruction and appear frequently in major magazines and newspapers across the U.S. Tom was voted "Best Columnist" by readers of the Asheville-Citizen Times, a Gannett news media publication.

Greg Mischio has been a financial writer for over fifteen years. A journalism graduate of the University of Wisconsin-Madison, he has authored numerous articles on mortgages, home equity loans, credit cards, and student loans, and has written for a variety of in-house communication agencies, creating materials such as newsletters, print ads, direct mail, and marketing plans. He has written for insurance companies, mortgage brokers and several online financial news sources, including the CUNA Mutual Group, Parson Consulting, and Mortgageloan.com.

For more information, including contact information, please refer to media center:

• Expert media sources

• News and information links