The Right Rate: Fixed or Adjustable?

By:
Barbara Eisner Bayer - MortgageLoan.com | December 17, 2010

Not all simple questions have simple answers. If your grocer asks “paper or plastic,” you must pick convenience or environment. If your lender asks “fixed or adjustable,” you must choose stability or cost savings.

Impact of Changing Mortgage Rates

By:
Barbara Eisner Bayer - MortgageLoan.com | December 01, 2010

Winston Churchill said, “there is nothing wrong with change, as long as it is in the right direction.” Unfortunately, the “right direction” for mortgage rates is down—and that’s not where things are headed.

Mortgage Rates 101

By:
Barbara Eisner Bayer - MortgageLoan.com | November 17, 2010

American poet Robert Frost described education as “hanging around until you’ve caught on.” If “hanging around” has brought you here to learn mortgage rate basics, congratulations! You’re about to be educated.

Stability advantage

Five Ways to Reduce Stress with Low Interest Rates

By:
Barbara Eisner Bayer - MortgageLoan.com | November 05, 2010

Americans are stressed. More than 15 million have turned to yoga to help manage the tension from a sluggish economy, high unemployment, political turmoil, and financial woes. According to Dr. David Shukri of Providence Hospital in Southfeld, Michigan, “Americans work harder than any industrialized nation in the world.” And there’s very little relief from the stress. A study by Westin Hotels discovered that more than half of American workers fail to take all their vacation days, and 64 percent of their respondents have canceled vacations due to financial worries.

Fixed Mortgage Rates: Trends and Outlook

By:
Barbara Eisner Bayer - MortgageLoan.com | October 29, 2010

Tarot cards may be great fun, but they won’t shed any light on the future of mortgage rates. If you want to know how rates are trending, slip on your reading glasses and start taking notes.  

Looking back