Making the Move: Fed Attacking High Mortgage Rates

By:
Tom Kerr - MortgageLoan.com | December 25, 2008

The Federal Reserve and Treasury, faced with growing challenges and public outcry related to urgently needed bailout plans, are now attacking high mortgage rates. By doing so, they hope to help thaw credit markets, revive the dying real estate sector, and boost the overall economy.

All Fall Down: What if Fed Rates go to Zero?

By:
Tom Kerr - MortgageLoan.com | December 22, 2008

If the Federal Reserve keeps cutting rates until they hit zero, it might stimulate the economy by boosting the housing market. On the other hand, dropping Fed rates to zero also may put us into an even more precarious situation by driving down the prices of goods and the value of the dollar, inviting ugly economic deflation.

Federal Reserve Slashes Rates. Will it Lower Mortgage Rates?

By:
Bill Rice - MortgageLoan.com | December 17, 2008

Will the Federal Reserve announcement to lower the Fed funds rate lower mortgage rates? Yes.

Mortgage Crisis Solution: Rate Buydown

By:
Tom Kerr - MortgageLoan.com | November 29, 2008

Mortgage rate buy down strategies are gaining momentum and enjoying widespread and diverse support as a solution to some of the nation's most pressing real estate problems. Rate buydowns would make homes more affordable, and stimulate the residential housing market with increased sales.

Fed Rate Cuts: How Low can they Go?

By:
Tom Kerr - MortgageLoan.com | November 22, 2008

Usually, a Fed funds rate cut of even a quarter percentage point is extreme. But within the past few weeks, the Fed has slashed rates by half a point, not just once, but twice. Now that rates stand at a half-century low mark, economists wonder how much lower Fed Chairman Bernanke can go from here.