Mortgage Rates Articles

Mortgage Rates in a Buyer's Market
Interest rates for home mortgage loans are rising, putting downward pressure on real estate prices. Economists expect the housing market slump to continue. Meanwhile, buyers are trying to decide whether to buy now, or hold out for a better deal. What's right for you?
How Are Mortgage Rates Set?
When you look at mortgage rates, do you ever wonder how they come up with the numbers? It isn't as mysterious as it seems. The Federal Open Market Committee uses market conditions to help determine the rates that you'll pay for mortgage loans.
No Time Like Now to Buy Your Dream Home
The media is filled with headlines that can strike fear in a home seller's heart. Real estate prices are falling, houses are languishing on the market, and adjustable mortgage rates continue to climb. If you've been waiting to find your dream home, this market represents a golden opportunity.
Good Timing: Buy Real Estate Now
The lucky number for people waiting for the real estate market to stabilize may be 17. After 17 rate increases, it now appears that the Federal Reserve Board has taken a breather. As a result, rates have stopped climbing, and the housing and home mortgage markets are looking good.
Mortgage Rates: Understand the Fine Print
The act of closing on a mortgage yields a dizzying array of documents. A borrower is required to sign page upon page of legalese-often with little understanding of what's contained within the paperwork. As one couple discovered, not knowing what you're signing can have a profound impact on your mortgage rate.
Are Rate Cuts Good for Homeowners?
As the year comes to an end, the week prior to December 31 inspires reflection on the previous year's economic news. Many wonder if interest rate cuts are on the horizon for the New Year. Most homeowners agree that they'd be a welcome gift from the Federal Reserve.
International Homeowners Feeling U.S. Housing Pain
Although the dollar hit an all-time low against the euro in late February, Europe is having its own mortgage and real estate problems. When it comes to subprimes, mortgage meltdowns, and foreclosures, the financial headlines in Europe look pretty much the same as those in the U.S.
Mortgage Rates: A Mind of Their Own
In a move that's a departure from history, mortgage interest rates seem to be moving independently rather than in tandem with cuts of other influential lending rates by the Fed.
Research Mortgage Rates on Internet
Researching mortgage rates on the Internet can be enlightening or frustrating. Choose the former route by learning the key points of online mortgage rates research.
Mortgage Rates Undergo a Transformation
Just as the insurance industry has done in recent years, the mortgage industry is now undergoing a radical transformation in response to its recent financial losses. As the changes take shape, it could mean additional fees and higher rates for consumers when applying for a loan.