Rate Loan Modification - Start HERE
Simply fill out our confidential request form below for a no obligation consult from a mortgage rate modification agent..
How can a loan Modification Help You?
- Lower Payment without Refinancing
- Late fees may be waived
- Lower your interest rate
17. Non-Profit Loan Modification Organizations & Counselors
Below is a list of nonprofit organizations that can offer assistance to homeowners looking to start the mortgage modification process, but who may be unsure as to where to start.
ACORN
Association of Community Organizations for Reform Now. This grassroots organization is the nation's largest community organization for low- and moderate-income, mostly minority families. ACORN, and it’s sister organization, ACORN Housing, offer housing counseling services on behalf of low and moderate income families
GreenPath
GreenPath Debt Solutions is a nationwide nonprofit consumer credit counseling service based in Michigan. They provide counseling services over the phone and the Internet to homeowners in most states. They also have 37 offices around the country, many of them in Michigan, where borrowers can receive face-to-face counseling.
Consumer Credit Counseling Services
Another nationwide nonprofit consumer counseling agency, this one is based in Ohio and offers credit counseling services. They have over 50 offices in eight states. They help people learn to manage money, balance their budgets and get out of debt through comprehensive personal finance education and credit counseling.
National Urban League
A community-based organization that works to help African-Americans enter the economic and social mainstream. They are a HUD-approved counseling agency with more than 100 local affiliates in 35 states and the District of Columbia serving more than 2 million people nationwide through programs, advocacy and research.
United Way
The United Way, with chapters across the county is a HUD-approved counseling agency.
Catholic Charities
A Catholic-based non-profit that provides services to the general public. They are a HUD-approved counseling agency.
http://www.catholiccharitiesusa.org/NetCommunity/Page.aspx?pid=1174
Loan Modification Guide
- About & Introduction
- Unable to Make Payment?
- What to Expect
- What NOT to Expect
- Loan Mod vs. Refinancing
- Loan Mod Types
- Loan Mod Benefits
- Loan Mod Disadvantages
- Do I Qualify?
- Negotiating a Loan Mod
- Who Owns My Mortgage?
- Federal Programs
- Federal: Conventional
- State Programs
- Local Government
- Loan Mod Lenders
- Non-Profit Organizations
- Loan Mod Services
- Fraud Prevention
- Success Rate
- Foreclosure Options
- Law & Legal
- Resources & Links