Utah - Mortgage Fraud Resources

Foreclosure laws can be complicated, and residents of Utah, or any other state, are increasingly at risk of being impacted by such fraud. The state of Utah has therefore created a number of online resources to educate consumers about mortgage fraud and help them avoid becoming the victim s of mortgage scams.

Consumers can learn more about preventing the possibility of their home being foreclosed by visiting www.utahforeclosureprevention.com. The site has numerous fraud-related links to provide additional guidance.

Other state, federal and private resources are listed below. The FBI has taken a lead in investigating mortgage fraud, the FBI offices around the country work in conjunction with the offices of state and the federal Attorney Generals to prosecute criminals.

The Housing and Urban Development (HUD) offices can help mortgage applicants find the resources they need to make smart mortgage decisions and can provide guidance to homeowners on what questions they should ask while shopping for reputable lenders.

The Utah Department of Financial Institutions helps to set rules, investigate complaints and exercise enforcement/disciplinary authority over the businesses it oversees. It also tracks the mortgage lenders doing business in the state. The state's Division of Real Estate has numerous sources of mortgage fraud information for consumers and can direct them to appropriate contacts for specific questions on mortgage fraud.

Finally, the Better Business Bureau sets forth guidelines in which all businesses should operate and will take steps to ensure that consumers are being treated fairly by businesses across the country.


Utah Office of the Attorney General
www.attorneygeneral.utah.gov
Utah State Capitol Complex
350 North State Street Suite 230
PO Box 142320
Salt Lake City  UT 84114-2320
Phone: (801) 366-0260
Toll-free: (800) 244-4636
Email: uag@utah.gov

Utah Division of Consumer Protection
http://www.consumerprotection.utah.gov
Heber M. Wells Building, Second Floor
160 East 300 South
Salt Lake City, Utah 8411
Phone: (801) 530-6601
Toll-Free: (800) 721-7233
Email: consumerprotection@utah.gov

Utah Department of Financial Institutions
www.dfi.utah.gov/
PO Box 146800
Salt Lake City UT 84114-6800
Phone: (801) 538-8830
Email: slong@utah.gov

Utah Division of Real Estate
http://realestate.utah.gov/
P.O. Box 146711
Salt Lake City, UT 84114-6711
Phone: (801) 530-6747
Email: realestate@utah.gov

FBI Salt Lake City Field Office
http://saltlakecity.fbi.gov/
Towers Building
257 East 200 South, Ste. 1200
Salt Lake City, UT 84111-2048
Phone: (801) 579-1400
Email: SaltLakeCity@ic.fbi.gov

U.S. Department of Housing and Urban Development (HUD)
Salt Lake City Field Office
www.hud.gov/local/index.cfm?state=ut&topic=offices
125 South State Street, Suite 3001
Salt Lake City, UT 84138
Phone: (801) 524-6070
TTY: (801) 524-6909
Email: UT_Webmanager@hud.gov

National Credit Union Administration
Region V - Tempe
www.ncua.gov/AboutNcua/org/Region5.htm
1230 W. Washington Street, Suite 301
Tempe, AZ 85281
Phone: (602) 302-6000
Email: Region5@ncua.gov

U.S. Treasury Office of Thrift Supervision
1700 G Street, NW
Washington, DC 20552
Consumer Complaints
http://www.ots.treas.gov/?p=ConsumerComplaintsInquiries
Phone: (800) 842-6929
Email: consumer.complaint@ots.treas.gov

West Region Office
225 E. John Carpenter Freeway, Suite 500
Irving, Texas 75062-2326
Phone: (972) 277-9500

Utah Housing Coalition
www.utahhousing.org
200 South 500 West, Suite. 260
Salt Lake City, UT  84101
Phone: (801) 364-0077
Email: utahhc@xmission.com

Foreclosure Prevention Workbook
http://www.utahhousing.org/documents/2008_SEPForeclosureWorkbook_English-1.pdf

National Fair Housing Alliance
http://www.nationalfairhousing.org/
1212 New York Avenue, NW Ste 525
Washington, DC 2005
Phone: (202) 898-1661
Email: nfha@nationalfairhousing.org

To locate your local affiliate:
http://www.nationalfairhousing.org/MemberOrganizations/tabid/2574/Default.aspx

Better Business Bureau of Utah
www.utah.bbb.org
5673 S. Redwood Rd., #22
Salt Lake City, UT 84123-5322
Phone: (801) 892-6009
Toll-free: (800) 456-3907
Email: info@utah.bbb.org