North Dakota - Mortgage Fraud Resources

Like many states, North Dakota has increased the penalties for mortgage fraud, making the crime a felony. Such penalties can be assessed against both lenders and homeowners. And with tougher penalties, local law enforcement agencies are also working more closely on such fraud cases than ever before.

Below is a list of resources for North Dakota residents who may have been affected by mortgage fraud or who simply want to learn more about the issue. FBI field offices are responsible for investigating potential cases of fraud and work with the offices of the state and federal attorneys general to prosecute criminals. Local FBI offices also work closely with law enforcement officials to identify possible fraud.

Local offices of the Department of Housing and Urban Development (HUD) can help mortgage applicants find the resources they need to make smart mortgage decisions.
The North Dakota Department of Financial Institutions helps to set rules, investigate complaints and exercises enforcement/disciplinary authority over the businesses it oversees. Its Real Estate Commission and Appraiser Ethics Board each have numerous sources of mortgage fraud information for consumers and can direct them to appropriate contacts for specific questions on mortgage fraud.

Finally, the Better Business Bureau sets guidelines by which businesses should operate and takes steps to ensure that consumers are treated fairly.

North Dakota Office of Attorney General
www.ag.state.nd.us/
Consumer Protection and Antitrust
4205 State Street
PO Box 1054
Bismarck ND 58502-1054
Phone: (701) 328-3404
Toll-free: (800) 472-2600
E-mail: ndag@nd.gov

North Dakota Department of Financial Institutions
www.nd.gov/dfi/
2000 Schafer Street, Ste. G
Bismarck, ND 58501-1204
Phone: (701) 328-9933
E-mail: dfi@nd.gov

North Dakota Real Estate Commission
http://www.realestatend.org/
200 East Main Avenue, Suite 204,
Bismarck, ND 58502-0727
Phone: (701) 328-9749
E-mail: ndrealestatecom@nd.gov

North Dakota Real Estate Appraiser Ethics Board
www.governor.state.nd.us/boards/boards-query.asp?Board_ID=92
PO Box 1336
Bismarck, ND 58502-1336
Phone: (701) 222-1051

FBI Minneapolis Field Office
http://minneapolis.fbi.gov/
111 Washington Avenue, South, Suite 1100
Minneapolis, MN 55401-2176
Phone: (612) 376-3200
E-mail: minneapolis@ic.fbi.gov

U.S. Department of Housing and Urban Development (HUD)
Fargo Field Office
www.hud.gov/local/index.cfm?state=nd&topic=offices
P.O. Box 2483
657 2nd Avenue North, Room 366
Fargo, ND 58108-2483
Phone: (701) 239-5136
TTY: (406) 239-5668
E-mail: ND_Webmanager@hud.gov

National Credit Union Administration
Region IV - Austin
www.ncua.gov/AboutNcua/org/Region4.htm
4807 Spicewood Springs Rd., Suite 5200
Austin, TX 78759-8490
Phone: (512) 342-5600

U.S. Treasury Office of Thrift Supervision
1700 G Street, NW
Washington, DC 20552
Consumer Complaints
http://www.ots.treas.gov/?p=ConsumerComplaintsInquiries
Phone: (800) 842-6929
E-mail: consumer.complaint@ots.treas.gov

West Region Office
225 E. John Carpenter Freeway, Suite 500
Irving, Texas 75062-2326
Phone: (972) 277-9500

National Fair Housing Alliance
http://www.nationalfairhousing.org/
1212 New York Avenue, NW Ste 525
Washington, DC 2005
Phone: (202) 898-1661
E-mail: nfha@nationalfairhousing.org

To locate your local affiliate:
http://www.nationalfairhousing.org/MemberOrganizations/tabid/2574/Default.aspx

Better Business Bureau serving Minnesota and North Dakota
www.mnd.bbb.org
2706 Gannon Road
Saint Paul, MN 55116-2600
Phone: (651) 699-1111
Toll-free: (800) 646-6222
E-mail: ask@thefirstbbb.org