New Hampshire - Mortgage Fraud Resources

New Hampshire homeowners and mortgage borrowers are among the many Americans that are being positively impacted by the Making Home Affordable launched in April 2009 that makes it easier for some homeowners to refinance or modify their mortgages in order to lower their monthly mortgage payments.

To ensure this program gets properly implemented, federal law enforcement agencies, state investigators and prosecutors, civil enforcement authorities, and the private sector are working to help protect homeowners seeking assistance, and limiting the damage caused by fraudulent lending practices.
A list of resources is included below that can help homeowners in New Hampshire combat ongoing mortgage fraud.

The FBI has taken a lead in investigating mortgage fraud, and FBI offices around the country work in conjunction with the offices of state and the federal attorneys general to prosecute criminals.

Local offices of the Department of Housing and Urban Development (HUD) can help mortgage applicants find the resources they need to make smart mortgage decisions.
The State of New Hampshire Banking Department helps to set rules, investigate complaints and exercise enforcement/disciplinary authority over the businesses it oversees. The state Real Estate Commission and Appraiser Board each have numerous sources of mortgage fraud information for consumers and can direct them to appropriate contacts for specific questions on mortgage fraud.

Finally, the Better Business Bureau sets guidelines by which businesses should operate and takes steps to ensure that consumers are treated fairly.

New Hampshire Department of Justice
www.doj.nh.gov/
33 Capitol Street
Concord, NH 03301
Phone: (603) 271-3658
Consumer Protection Hotline: (888) 468-4454

Consumer Complaints
http://www.doj.nh.gov/consumer/complaints.html

New Hampshire Real Estate Commission
www.state.nh.us/nhrec/
State House Annex, Room 434
25 Capitol Street
Concord, NH 03301-6312
Phone: (603) 271-2701
TDD: (800) 735-2964
Email: nhrec@nhrec.state.nh.us

New Hampshire Real Estate Appraiser Board
www.nh.gov/nhreab/
State House Annex - Room 426
25 Capitol Street
Concord, NH 03301-6312
Phone: (603) 271-6186
TDD: (800) 735-2964
Email:  nhreab@nh.gov

State of New Hampshire Banking Department
http://www.nh.gov/banking/
53 Regional Drive, Suite 200,
Concord NH 03301
Phone: (603) 271-3561
Toll-free: (800) 437-5991
nhbd@banking.state.nh.us

FBI Boston Field Office
http://boston.fbi.gov/
White Collar Crime Program
One Center Plaza, Suite 600
Boston, MA 02108
Phone: (617) 742-5533

U.S. Department of Housing and Urban Development (HUD)
www.hud.gov/local/index.cfm?state=nh
Manchester Field Office
Norris Cotton Federal Building
275 Chestnut Street, 4th Floor
Manchester, NH 03101-2487
Phone: (603) 666-7518
Email: nh_webmanager@hud.gov

National Credit Union Administration
Region 1 - Albany
www.ncua.gov/AboutNcua/org/Region1.htm
9 Washington Square
Washington Avenue Extension
Albany, NY 12205
Phone: (518) 862-7400
Email: Region1@ncua.gov

U.S. Treasury Office of Thrift Supervision
1700 G Street, NW
Washington, DC 20552
Consumer Complaints
http://www.ots.treas.gov/?p=ConsumerComplaintsInquiries
Phone: (800) 842-6929
E-mail: consumer.complaint@ots.treas.gov

Northeast Region Office
Harborside Financial Center Plaza Five, Suite 1600
Jersey City, New Jersey 07311
Phone: (201) 413-1000

National Fair Housing Alliance
http://www.nationalfairhousing.org/
1212 New York Avenue, NW Ste 525
Washington, DC 2005
Phone: (202) 898-1661
E-mail: nfha@nationalfairhousing.org

To locate your local affiliate:
http://www.nationalfairhousing.org/MemberOrganizations/tabid/2574/Default.aspx

Better Business Bureau of New Hampshire, Inc.
www.bbbnh.org
25 Hall St. Suite 102
Concord, NH 03301-3471
Phone: (603) 224-1991
Fax: (603) 228-9035
E-mail: info@bbbnh.org