Idaho - Mortgage Fraud Resources

Idaho was not as affected by the wave of foreclosures in 2007-09 as were many other states. But residents should still take the matter seriously. The state has numerous resources that can assist residents obtaining and managing fair mortgages and avoiding mortgage fraud. Among these is the Idaho Bureau of Occupational Licenses, which strictly tracks the qualifications of mortgage lenders that do business in the state.

FBI field offices are responsible for investigating potential cases of fraud and work with the state and federal attorneys general to prosecute criminals. Local offices of the Department of Housing and Urban Development (HUD) can help mortgage applicants find the resources they need to make smart mortgage decisions.

The Idaho Department of Finance helps to set rules, investigate complaints and exercise enforcement/disciplinary authority over the businesses it oversees. The Bureau of Occupational Licenses tracks mortgage lenders operating within the state. The Real Estate Commission has numerous sources of mortgage fraud information for consumers and can direct them to appropriate contacts for specific questions on mortgage fraud.

And finally the Better Business Bureau sets forth guidelines by which businesses should operate and takes steps to ensure that consumers are being treated fairly.


Idaho Office of the Attorney General
www2.state.id.us/ag/
650 W. State Street, Room B-20
700 West Jefferson
P.O. Box 83720
Boise, ID 83720-0010
Phone: (208) 334-2400

Idaho Department of Finance
http://finance.idaho.gov/
800 Park Blvd., Suite 200
Boise, ID 83712
P.O. Box 83720
Boise, ID 83720-0031
Toll Free: (888) 346-3378 (Idaho only)
Phone: (208) 332-8000
Email: finance@finance.idaho.gov

Idaho Bureau of Occupational Licenses
https://secure.ibol.idaho.gov/IBOL/Home.aspx
1109 Main Street, Suite 220
Boise, Idaho 83702-5642
Phone: (208) 334-3233
ibol@ibol.idaho.gov

Idaho Real Estate Commission
http://www.idahorealestatecommission.com/
633 N 4th Street
PO Box 83720
Boise, ID 83720-0077
Phone: (208) 334-3285
Toll-free (866) 447-5411
Email: irec@irec.idaho.gov

FBI Field Office, Salt Lake City
http://saltlakecity.fbi.gov/
257 East 200 South, Suite 1200
Salt Lake City, UT 84111
Phone: (801) 579-1400
SaltLakeCity@ic.fbi.gov

U.S. Department of Housing and Urban Development (HUD)
Boise Field Office
www.hud.gov/local/index.cfm?state=id&topic=offices
800 Park Boulevard, Suite 220
Boise, Idaho 83712-7743
Phone: (208) 334-1990
Email: info@fhaoutreach.com

National Credit Union Administration
Region V - Tempe
http://www.ncua.gov/AboutNcua/org/Region5.htm
1230 W. Washington Street, Suite 301
Tempe, AZ 85281
Phone: (602) 302-6000
Email: Region5@ncua.gov

U.S. Treasury Office of Thrift Supervision
1700 G Street, NW
Washington, DC 20552
Consumer Complaints
www.ots.treas.gov/resultsort.cfm?catNumber=88&dl=17&edit=1

Phone: (800) 842-6929
E-mail: consumer.complaint@ots.treas.gov

Western Region Office
225 E. John Carpenter Freeway, Suite 500
Irving, TX 75062-2326
Phone: (972)277-9500
Mailing address
P.O. Box 619027
Dallas/Ft. Worth, TX
75261-9027

Better Business Bureaus
Better Business Bureau of Southwest Idaho
http://www.boise.bbb.org
4355 Emerald St., Suite 290
Boise, ID 83706
Phone: (208) 342-4649
E-mail: info@boise.bbb.org

Better Business Bureau of Eastern Idaho & Western Wyoming
http://www.idahofalls.bbb.org
453 River Parkway
Idaho Falls, ID  83402
Phone: (208) 523-9754
E-mail: info@idahofalls.bbb.org

The Better Business Bureau serving Eastern Washington, North Idaho and Montana
http://spokane.bbb.org
152 S. Jefferson, Suite 200
Spokane, WA 99201 4352
Phone: (509) 455-4200
E-mail: info@spokane.bbb.org