Alabama - Mortgage Fraud Resources

Persons who wish to report possible mortgage fraud or predatory lending in the state of Alabama can contact any of the resources listed below. The Consumer Affairs Section of the state's Office of the Attorney General is a good place to start because that office has legal and prosecuting powers, and is generally the office that any state agency will direct calls about mortgage fraud.

The state's Real Estate Appraiser's Board has some broad powers in investigating cases of mortgage fraud that similar boards in other states do not have, so that department is another good resource for consumers.

Individuals who fear they have been victims of mortgage fraud will also find the list of resources helpful in taking steps to potentially recover some of their loss. However it takes consumer diligence and knowledge about how best to deal with mortgage fraud. The Alabama State Legislature increased the possible penalties for individuals found guilty of lying on their mortgage application with the passing of stricter mortgage fraud laws in 2008.

Additional state and federal resources to combat mortgage fraud are listed below.

Office of the Attorney General
www.ago.alabama.gov
Consumer Affairs Section
www.ago.state.al.us/consumer.cfm
Alabama State House
11 South Union Street, Third Floor
Montgomery, AL 36130
Phone: (334) 242-7334S
Toll-free: (800) 392-5658

State of Alabama State Banking Department
www.banking.alabama.gov/
P.O. Box 4600
Montgomery, AL 36103-4600
Phone: (334) 242-3452

Alabama Credit Union Administration
www.acua.alabama.gov/
PO Box 10324
Birmingham, AL 35202-0324
Phone: (334) 271-2381

Alabama Real Estate Commission
www.arec.state.al.us
1201 Carmichael Way
Montgomery, Alabama 36106
Phone: (334) 242-5544
TTY: (334) 396-0064

Alabama Real Estate Appraisers Board
www.reab.state.al.us
P.O. Box 304355
Montgomery, AL 36130-4355
Phone: (334) 242-8747

FBI Field Offices
Birmingham Office
http://birmingham.fbi.gov
1000 18th Street North
Birmingham, AL 35203
Phone: (205) 326-6166
email: birmingham@ic.fbi.gov

Mobile Office
http://mobile.fbi.gov
One St. Louis Centre
200 North Royal Street
Mobile, AL 36602-3930
Phone: (251) 438-3674

U.S. Department of Housing and Urban Development (HUD)

Atlanta Regional Office
www.hud.gov/local/index.cfm?state=ga&topic=offices
40 Marietta Street
Five Points Plaza
Atlanta, GA 30303-2806
Phone: (404) 331-4111

Birmingham Field Office
www.hud.gov/local/index.cfm?state=al&topic=offices
Medical Forum Building
950 22nd Street North, Suite 900
Birmingham, AL 35203
Phone: (205) 731-2617

National Credit Union Administration
Region III - Atlanta
www.ncua.gov/AboutNcua/org/Region3.htm
7000 Central Parkway
Suite 1600
Atlanta, GA 30328
Phone: (678) 443-3000

National Fair Housing Alliance
http://www.nationalfairhousing.org/
Central Alabama Fair Housing Center
1817 W. Second Street
Montgomery, AL 36107
Phone: (334) 263-4663
E-mail: frc98@hotmail.com

Better Business Bureaus

Better Business Bureau Birmingham Office
www.birmingham-al.bbb.org
PO Box 55268
Birmingham, AL 35255 -5268
Phone: (205) 558-2222
E-mail: info@birmingham-al.bbb.org

Better Business Bureau of West Georgia-East Alabama
www.columbus-ga.bbb.org
PO Box 2587
Columbus, GA 31902-2587
Phone: (706) 324-0712
E-mail: info@columbus-ga.bbb.org

Better Business Bureau of North Alabama
www.northalabama.bbb.org
PO Box 383
Huntsville, AL 35804
Phone: (256) 533-1640
E-mail: info@northalabama.bbb.org

Better Business Bureau of South Alabama
www.bbbsouthal.org
PO Box 2008
Mobile, AL 36652 -2008
Phone: (251) 433-5494
E-mail: info@mobile.bbb.org