Articles by Subject

A Low-Fee Way to Tap your Home's Equity

By:
MortgageLoan.com - MortgageLoan.com | 12/30/2006 - 2:21am

Real estate prices continue to fall, which means that time is running out to tap into your home's equity. Using a fixed-rate home equity loan to pay off adjustable rate debt is one of the smartest moves a consumer can make to get ahead of the snowballing effect of the real estate slowdown.

Home Equity Loans: Know the Lingo

By:
MortgageLoan.com - MortgageLoan.com | 12/29/2006 - 2:30am

Make sure that you know the basics of home equity loans before making the biggest decision of your financial life-choosing a mortgage or second mortgage loan.

Fueling Entrepreneurialism with Home Equity

By:
MortgageLoan.com - MortgageLoan.com | 12/25/2006 - 2:11am

Self-employment is a fast-growing segment of the American economy. The early challenge for many would-be entrepreneurs is raising the necessary capital to turn business ideas into profits. Home equity might be the leg-up you need to get ahead in the race for market share.

Facing the Challenges of a Bad Credit Home Equity Loan

By:
Jason Giacchino - MortgageLoan.com | 12/24/2006 - 2:46am

If you've abused credit in the past, you may have trouble borrowing money in the future. However, if you're a homeowner, you may be able to find a source of funding by tapping into the accumulated equity in your home.

Choosing The Perfect Home Equity Loan

By:
Maria Esposito - MortgageLoan.com | 12/21/2006 - 2:36am

Everyone knows there isn't any such thing as "one size fits all" when it comes to clothing. The same is true for home equity loans. Knowing what you want the money for will help you decide which type of loan best suits your needs.

Refinance with a HELOC

By:
Catherine Brock - MortgageLoan.com | 12/17/2006 - 2:11am

If you're ready to refinance your mortgage, your next step is deciding which type of loan works best for you. Begin by making a list of all the features that you'd like your mortgage to offer-low upfront costs, low payments, or a quick pay-off. If saving out-of-pocket costs is your top priority, a home equity loan (HELOC) refinance might be just the ticket.

Counter Christmas Spending Blues with HELOC

By:
Greg Mischio - MortgageLoan.com | 12/13/2006 - 2:21am

Everyone wants to say "Ho-Ho-Ho" when the Christmas season arrives. And with all the sales and credit deals on the market, it's hard for consumers to say "No-No-No" to buying gifts. To avoid overspending, a home equity loan can give you the flexibility you need to keep your inner Santa flush with funds.

Protect Your Business with a HELOC

By:
Tom Kerr - MortgageLoan.com | 12/11/2006 - 2:06am

As the housing market cools and property prices plunge, extra home equity accumulated during the recent real estate boom evaporates like the morning mist. The time is now right for homeowners to take out home equity loans, while the collateral value of their homes is still high. And a home equity loan-in particular the home equity line of credit (HELOC)-is a great way to finance business expenses.

Goodbye HELOC, Hello Mortgage Refinance

By:
Tom Kerr - MortgageLoan.com | 12/04/2006 - 2:42am

If you need money for home improvement projects, a mortgage refinance may offer a better deal now than a home equity line of credit (HELOC). HELOC rates have risen significantly, so this may be the perfect time to refinance into a new loan, even if it means accepting a slightly higher mortgage rate.

Taking Advantage of Deals on Home Equity Loans

By:
MortgageLoan.com - MortgageLoan.com | 12/01/2006 - 2:32am

If you've been looking around your castle, and noticing that it might be starting to look a little shabby, consider a home equity loan to make home improvements. Banks are offering competitive deals to stimulate their mortgage businesses, and you may be in a position to benefit from all the competition.