Hawaii - Government Backed Loans

The Hawaii Public Housing Authority (formerly the Housing and Community Development Corporation of Hawaii) helps provide Hawaii residents with affordable housing and shelter without discrimination. HPHA efforts focus on developing affordable rental and supportive housing, public housing and the efficient and fair delivery of housing services to the people of Hawaii.

Refinance Programs

Mortgage Credit Certificates

Through Mortgage Credit Certificates, homeowners are given an income tax credit to be used toward mortgage payments on their home. The tax benefit is designed to free up some of homeowners' own funds in order to help make monthly loan payments.

Continue reading about Mortgage Credit Certificates.

Purchase Programs

Hula Mae Program

The Hula Mae Program provides eligible low- to moderate-income homebuyers with low interest-rate mortgages. These lower than market rate mortgages are funded through the sales of tax-exempt revenue bonds, and they have a maximum term of 30 years.

Continue reading about the Hulu Mae Program.