Yield spread premium

Yield spread premium

Yield spread premium is the difference between the interest rate a borrower pays on a mortgage loan, and the lender's par rate for which that borrower qualifies. This difference is the broker's compensation for originating the mortgage. Yield spread premiums are disclosed on the HUD-1 Form.

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Loan Type Today
30 Year Fixed   5.76
15 Year Fixed   5.53
5/1 Adjustable   5.96

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