Vintage
Vintage
Vintage is a term that's used in the mortgage-backed security (MBS) industry, referring to the time period during which a mortgage was funded. Certain vintages of mortgage loans have similar characteristics pertaining to default risk, prepayment rate, etc. MBSs that are backed by vintages known to be less risky trade at a premium.
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National Rates
| Loan Type | Today |
|---|---|
| 30 yr fixed | 4.83 |
| 15 yr fixed |
4.39 |
| 5/1 ARM | 3.69 |
Rates may contain points
