Stafford loans

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Stafford loans

Stafford loans are federal government loans made to college students to help pay for education-related expenses. Subsidized Stafford loans are available to students with demonstrated financial need; the federal government pays the interest on these loans while the student is still in school. Unsubsidized Stafford loans are more widely available. The student is responsible for the interest that accrues prior to graduation, but no payments are due until after graduation.

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