Pass-through certificate
Pass-through certificate
A pass-through certificate is an ownership share in a pool of conforming, federally-insured mortgage loans. As payments are made on the underlying loans, they're forwarded from the lender to the issuing agency to the certificate holders. Pass-through certificates are issued by Ginnie Mae.
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National Rates
| Loan Type | Today |
|---|---|
| 30 yr fixed | 4.83 |
| 15 yr fixed | 4.39 |
| 5/1 ARM | 3.69 |
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