Origination points

Origination points

Origination points describe an upfront fee that a borrower pays to a mortgage lender for its role in preparing the loan for funding. Each origination point is equivalent to 1 percent of the loan amount. Origination points are set by the lender, usually based on the borrower's qualifications, and can sometimes be negotiated.

Compare Rates

National Rates

Loan Type Today
30 Year Fixed   6.28
15 Year Fixed   5.89
5/1 Adjustable   6.11

Get Your Rates »

Rates may contain points

Browse Mortgage Rates