Offline debit card

Offline debit card

An offline debit card is a plastic card that functions like a Visa or MasterCard credit card, but pulls funds from the accountholder's checking account. If the offline debit card carries a Visa logo, for example, it can be used at all merchants who accept Visa credit cards. The descriptor "offline" refers to how the transaction is processed; the purchase amount is not immediately processed through the linked account, but posts one to three days later.

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