Fair and Accurate Credit Transactions Act - FACTA
Fair and Accurate Credit Transactions Act - FACTA
The Fair and Accurate Credit Transactions Act, or FACTA, is federal legislation that defines standards for managing credit card information, and allows consumers to view their credit reports free of charge once a year. The main purpose behind FACTA is to provide greater protection against identity theft.
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National Rates
| Loan Type | Today |
|---|---|
| 30 yr fixed | 4.83 |
| 15 yr fixed | 4.39 |
| 5/1 ARM | 3.69 |
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