Credit risk

Credit risk

A measurement of a person's creditworthiness. People who pay down their debts on time are considered a better risk by lenders and will be charged lower interest rates for borrowing money. The risk factor is determined by your credit history and your credit score.

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National Rates

Loan Type Today
30 Year Fixed   6.11
15 Year Fixed   5.75
5/1 Adjustable   5.83

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