Credit risk
Credit risk
A measurement of a person's creditworthiness. People who pay down their debts on time are considered a better risk by lenders and will be charged lower interest rates for borrowing money. The risk factor is determined by your credit history and your credit score.
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National Rates
| Loan Type | Today |
|---|---|
| 30 yr fixed |
4.83 |
| 15 yr fixed | 4.38 |
| 5/1 ARM | 3.68 |
Rates may contain points
