COFI
COFI
COFI, or cost of funds index, is a weighted average of interest rates paid on checking and savings accounts in Arizona, California, and Nevada. The index is published monthly, and represents the cost of deposit funds for the financial institutions in these states. COFI is used as a base rate, or benchmark, for adjustable-rate mortgages in the western U.S.
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National Rates
| Loan Type | Today |
|---|---|
| 30 yr fixed | 4.83 |
| 15 yr fixed | 4.39 |
| 5/1 ARM | 3.69 |
Rates may contain points
