2-year jumbo IRA CD
2-year jumbo IRA CD
A 2-year jumbo IRA CD (certificate of deposit) is a savings instrument held within a tax-advantaged Individual Retirement Account (IRA). The deposit pays a fixed rate of interest and remains in effect for a period of 24 months. The term "jumbo" refers to the deposit's minimum denomination, which is usually $100,000. Funds cannot be withdrawn earlier than the 24-month expiration date without penalty. The FDIC insures IRA CDs for amounts up to $250,000 per depositor.
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