1-year CD

1-year CD

A 1-year CD (certificate of deposit) is a savings instrument that pays a fixed rate of interest and remains in effect for a period of one year. Funds cannot be withdrawn earlier than the one-year expiration without penalty. Bank-issued CDs are insured by the FDIC for amounts up to $100,000 per depositor.

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National Rates

Loan Type Today
30 Year Fixed   6.05
15 Year Fixed   5.72
5/1 Adjustable   5.78

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