MortgageLoan

The Last Personal Finance Straw: Medical Debt

By:

Catherine Brock - MortgageLoan.com | November 29, 2008

Struggling to make ends meet can be a way to survive, but it gets awfully hard if you or a family member gets sick. Millions of Americans are pushed over the edge into bankruptcy or foreclosure because of high medical bills.

Financial Tips for Frugal Living

By:

Greg Mischio - MortgageLoan.com | November 11, 2008

As banks tighten their purse strings, the trickle-down effect is reaching consumers. Whether they're battling inflation or scared of a more restrictive lending environment, people are trying to find ways to spend less and save more.

New Economic Scourge-Underemployment

By:

Catherine Brock - MortgageLoan.com | November 03, 2008

A good job is hard to find. The number of qualified workers who are forced to take low-paying or part-time jobs is increasing, which spells continued trouble for the U.S. economy.

Get out of Debt Before the Economy Gets You

By:

Greg Mischio - MortgageLoan.com | September 16, 2008

The American economy is sputtering, and with oil prices unstable and foreign powers like China and India gaining momentum, our country faces an uphill climb. Debt elimination should be on everyone's mind. With a little debt consolidation and a whole lot of discipline, you can make it happen.

Debt Consolidation Not for the Wealthy

By:

Greg Mischio - MortgageLoan.com | August 18, 2008

As the economy worsens, consumers are looking for new ways to scrounge up a buck. Many are turning to debt consolidation as a method to make ends meet. For the wealthy, however, debt consolidation is the last thing on their minds.

Credit Cards: The Late Payment Curse

By:

Greg Mischio - MortgageLoan.com | August 15, 2008

To the chagrin of millions of Americans, there's no easy way to shake off the curse of bad credit. Make a few late payments today, and they can severely impact your credit score tomorrow-and for a long time.

Debt Consolidation for Students

By:

MortgageLoan.com | August 09, 2008

Multiple student loan payments at varying interest rates may be confusing and inconvenient, to say the least. If you're a recent college graduate, it's worthwhile to look at a debt consolidation loan.

Learn About Non-Profit Debt Consolidation Companies

By:

Catherine Brock - MortgageLoan.com | August 03, 2008

Are non-profit debt consolidation companies legitimate? How can they help you with your debt problem? Are you going to get ripped off? Find the answers to these questions below.

Five Bankruptcy Misunderstandings

By:

Catherine Brock - MortgageLoan.com | August 03, 2008

Bankruptcy arouses love, hate, and confusion among the general public.

Debt Consolidation for Businesses

By:

Catherine Brock - MortgageLoan.com | July 28, 2008

Businesses that struggle to operate with high debt levels may benefit from debt consolidation.

Independent Debt Consolidation

By:

MortgageLoan.com | July 28, 2008

If you're looking to consolidate your debts, don't forget the do-it-yourself method. It can be a less painful path to financial freedom.

Preparing for Hurricane Season

By:

Greg Mischio - MortgageLoan.com | July 21, 2008

Nothing can equal the destruction Mother Nature delivers during a hurricane, and meteorologists are anticipating a particularly nasty season. To avoid financial and physical loss, take action today.

New Credit Techniques to Judge Consumers

By:

Catherine Brock - MortgageLoan.com | July 21, 2008

Credit card issuers are changing the rules as they go, leaving their customers and would-be customers stuck with insufficient available credit.

Freezing Your Credit Report

By:

MortgageLoan.com | July 20, 2008

Worried you may become a victim of identity fraud? Freezing your credit report may be the ideal solution.

Making Peace with Debt Collectors

By:

Greg Mischio - MortgageLoan.com | July 15, 2008

The damage has been done: You're deep in debt, and the collection agencies are calling. These people may have a harsh edge when they phone, but there are ways to make peace with a debt collector as you resolve your problems.

Five Ways to Get Out of the Debt Spiral

By:

Catherine Brock - MortgageLoan.com | July 14, 2008

Debt has a way of hanging around, unless you take serious action to eliminate it once and for all.

Clean Up Your Act to Avoid Debt Consolidation

By:

Greg Mischio - MortgageLoan.com | July 14, 2008

Springtime often necessitates spring cleaning. However, when it comes to finances, it can be done at any time of the year. Brooms and dustpans work great for a house, but with money management, debt consolidation is the preferred tool for common personal finance messes.

Bankruptcy and Mortgages

By:

Catherine Brock - MortgageLoan.com | July 06, 2008

Politicians are pushing for amendments to bankruptcy legislation in an effort to help borrowers in distress keep their properties.

Credit Crisis Spills into Every Nook and Cranny

By:

Tom Kerr - MortgageLoan.com | July 06, 2008

The epidemic of bad mortgage credit that was once isolated to the housing industry is now threatening to adversely influence the ability to borrow money for a variety of other consumer loans, including those for debt consolidations, autos, and credit card purchases.

Structuring a Debt Consolidation Program

By:

MortgageLoan.com | June 30, 2008

Debt consolidation programs have helped countless individuals escape the diabolical clutches of debt. If you find yourself deep in the red, here are some simple ways to begin the journey back into the black.

Four Ways to Get Out of Debt

By:

MortgageLoan.com | June 30, 2008

Debt can build up over time without anyone noticing. First there's a credit card and a mortgage, then a car loan. Before you know it, you can't pay your monthly bills. If you're feeling "out of shape" when it comes to credit, here are some ways to end your cycle of debt.

Debt Consolidation: Now's the Time

By:

Catherine Brock - MortgageLoan.com | June 23, 2008

All indications are that low-rate debt consolidation loans may disappear in the foreseeable future. If you're thinking about consolidating, consider putting the wheels in motion sooner rather than later.

Understanding Debt Compulsion

By:

Greg Mischio - MortgageLoan.com | June 23, 2008

In this spend-first, plan-later society, it's easy to slip into debt. Knowing the reasons why people head down that slippery slope could help you avoid a similar fate.

Debt Consolidation: Is It Worth The Risk?

By:

Catherine Brock - MortgageLoan.com | June 16, 2008

The promise of debt consolidation is compelling-but don't get lulled into ignoring the risks.

Use Your Rebate for Debt Reduction

By:

Catherine Brock - MortgageLoan.com | June 09, 2008

The U.S. economic stimulus checks are on their way, and many taxpayers have already decided to use theirs to pay down debt.

Debt Consolidation: A Look from the Other End

By:

Catherine Brock - MortgageLoan.com | June 03, 2008

Debt consolidation has consequences, good and bad. Make sure that you know what to expect before you proceed.

Credit Cards Are Back in Vogue

By:

Greg Mischio - MortgageLoan.com | June 02, 2008

The slumping housing market is forcing consumers to turn to an unlikely source for financial help. While many experts warn against using credit cards to help make ends meet, many consumers are using them for daily expenses and as their only source for debt consolidation.

Avoid Bankruptcy With Debt Consolidation

By:

Greg Mischio - MortgageLoan.com | May 17, 2008

Economic times are tough. Home values have plummeted, a recession is looming, and gas costs are rising. If you're at the end of your financial rope, you may want to think about a debt consolidation loan as an alternative to filing for bankruptcy.

Online Help for Debt Consolidation

By:

Greg Mischio - MortgageLoan.com | May 03, 2008

Debt is a wrecking ball that can topple your financial foundation. Interest payments can eat up dollars which could otherwise be used for retirement savings or other financial goals. To stem the destructive power of debt, look online for a debt consolidation loan.

Is Debt Counseling Right for You?

By:

Catherine Brock - MortgageLoan.com | April 26, 2008

Debt counseling can help those who have no other options, but there are risks involved.

All About Debt Consolidation Loan Agencies

By:

Catherine Brock - MortgageLoan.com | April 20, 2008

When times are tough, you need to know all your options. Here's your chance to find out what a debt consolidation agency is, and how it can help you get out of debt.

Escape Financial Quagmire with Debt Consolidation

By:

Catherine Brock - MortgageLoan.com | April 10, 2008

You can't continue to avoid the prospects of bankruptcy and foreclosure forever. Take action now by considering a strategic debt consolidation.

Debt Problems? Learn the Art of Frugality

By:

Greg Mischio - MortgageLoan.com | April 04, 2008

Life is all about balance, especially when it comes to finances. Overspend your hard-earned dollars, and you could wind up in need of a debt consolidation loan. On the other hand, while being frugal will keep you out of the red, you need to be careful not to become a miser in the process.

Stop the Bleeding with Debt Consolidation

By:

Catherine Brock - MortgageLoan.com | April 01, 2008

When charge cards become a way of life, it's time to make some serious changes. Before you jump to debt consolidation as a solution, make sure that you're 100 percent committed to living without the plastic.

In Honor of St. Patrick: Consolidate Debt!

By:

Greg Mischio - MortgageLoan.com | March 17, 2008

In the spirit of St. Patrick's Day, create your own green by committing to smart money management, which includes budgeting and taking out a debt consolidation loan.

Three Debt Consolidation Ideas for 2008

By:

Greg Mischio - MortgageLoan.com | March 03, 2008

Debt is considered being "in the red," but for most consumers, the clouds hovering over their heads feel black. The burden of debt can weigh down even the most optimistic person. There's hope, however, if you follow a few simple debt consolidation ideas.

Need Debt Consolidation? Try the SBA

By:

Catherine Brock - MortgageLoan.com | February 29, 2008

It's getting harder and harder for homeowners to tap into their home equity for purposes of debt consolidation. Eligible business owners may find their best alternative is an SBA loan.

Solutions to Curb Post-Debt Consolidation Spending

By:

Greg Mischio - MortgageLoan.com | February 03, 2008

If you've recently closed on a debt consolidation loan, painful memories of those huge monthly bills are probably still fresh in your mind. Don't forget what happened; instead, learn from your mistakes and curb your post-debt consolidation spending.

Three Typical Debt Consolidation Mistakes

By:

Greg Mischio - MortgageLoan.com | January 20, 2008

Hindsight is 20/20. When it comes to debt consolidation, it can also be expensive. To avoid costing yourself big money, learn about some common debt consolidation mistakes before they happen.

Be Your Own Debt Consolidator

By:

Greg Mischio - MortgageLoan.com | January 15, 2008

People don't have a problem doing their own home improvement projects, especially if they know they can save money by handling the job themselves. You can realize the same kind of savings when you handle your own debt consolidation.

Prepare for Debt Counseling

By:

Greg Mischio - MortgageLoan.com | January 11, 2008

In Hollywood, the best movies are made when a director knows exactly what he wants to shoot before the filming even starts. You can make your first meeting with a debt counselor just as productive if you bring in all the right materials.