Debt Article Archive 2007

Think Twice Before Debt Consolidation

By:

Catherine Brock - MortgageLoan.com | November 22, 2007

With total credit card debt on the rise, individual consumers are increasingly finding themselves strapped with oppressive debt balances. Some of these borrowers are falling prey to so-called debt consolidators who promise quick and easy debt elimination.

Four Advantages of Debt Consolidation

By:

Greg Mischio - MortgageLoan.com | November 11, 2007

In football, the best quarterbacks have the ability to call an audible, or change the play, right before the ball is hiked. Debt consolidation is a great way for you to call an audible if debt has blitzed your finances.

Avoid Personal Loans for Debt Consolidation

By:

Catherine Brock - MortgageLoan.com | October 28, 2007

Consolidating debt can help debt-ridden borrowers climb out from under a serious problem. But using a personal loan for debt consolidation may not be the answer.

Solutions for Debtors

By:

Ellen B. Rosenthal - MortgageLoan.com | August 24, 2007

If your debt is overwhelming-if you cringe when you get your mail-it's time to start taking control of the problem.

Three Debt Consolidation Traps

By:

Greg Mischio - MortgageLoan.com | August 20, 2007

In one of their most famous hits, the Eagles urged listeners to "Take it easy." Sounds reasonable-but for people heavily in debt, what appear to be easy solutions may be debt consolidation traps.

Options for Debt Consolidation

By:

Greg Mischio - MortgageLoan.com | August 04, 2007

Don't be discouraged if you're in the middle of rocky financial times. People who are deep in debt now have numerous debt consolidation tools at their disposal. With a little legwork, you'll find the right option to smooth out those financial bumps in the road.

Maximize Strategies to Minimize Your Debt

By:

Danette Pelletier - MortgageLoan.com | June 26, 2007

Is debt slowly sucking the life out of you? Do you dread opening the mailbox or answering the phone for fear of hearing from creditors? Do visions of bankruptcy and foreclosure turn your dreams into nightmares? If so, you can fix your financial future fast by following a few sound debt relief strategies.

Improve Your Financial Condition with Debt Consolidation

By:

Catherine Brock - MortgageLoan.com | June 22, 2007

Once debt gets out of hand, there's no fixing it unless you pay it off or declare bankruptcy. Whether excessive spending or a spell of bad luck caused the problem, you must find a way to stop charging and pay down the debt. Here's how consolidation can help.

Debt Consolidation Alternatives

By:

Greg Mischio - MortgageLoan.com | June 16, 2007

At first glance, debt consolidation seems like an obvious choice for people whose finances are in the red. But for all its positives, there are also some negatives-enough to make a smart homeowner consider debt consolidation alternatives.

Debt Consolidation: The Last Resort

By:

Greg Mischio - MortgageLoan.com | June 09, 2007

If you're in serious debt, remain calm. You don't need to rush to the nearest bank and take out a debt consolidation loan. Take a deep breath and consider all your options before you choose the option of last resort.

Get out of Debt: Change your habits

By:

Catherine Brock - MortgageLoan.com | May 12, 2007

Are you bogged down with too much debt? One way to revive your perspective and revamp your spending habits is to mix up your routine by changing your habits.

Debt Settlement Overview

By:

- MortgageLoan.com | April 28, 2007

If you're unable to pay your bills, consider debt settlement. This entails negotiating a deal with your creditors to pay a part of the debt. In return, they'd wipe your slate clean of the remaining balance owed.

Debt Consolidation: Too Much of a Good Thing?

By:

Catherine Brock - MortgageLoan.com | April 15, 2007

When you're strapped for cash, debt consolidation may sound as refreshing as an iced cold glass of water on a hot day. The irony is that debt consolidation loans require you to take on more debt, the very thing you already have too much of.

Debt Consolidation Traps

By:

Catherine Brock - MortgageLoan.com | March 25, 2007

When you have too much debt, it's easy to believe that a debt consolidation strategy can free you of your burden. Despite overly optimistic advertisements, however, it often doesn't work out that way. Debt consolidation can be loaded with hazards…so be smart when seeking out a solution to your credit problems.

Five Helpful Tips for Debt Management

By:

Greg Mischio - MortgageLoan.com | March 16, 2007

You deserve a high five if you want to get your debts under control. Here are five debt management tips to help you achieve your goals.

Debt Management for Couples

By:

Catherine Brock - MortgageLoan.com | March 12, 2007

Financial compatibility is not a given in committed relationships. If you haven't yet done so, it's time to address your household debt openly with your spouse, and work together towards a solid financial future.

The ABCs of Debt Consolidation Loans

By:

- MortgageLoan.com | February 23, 2007

At the beginning of each year we make resolutions to reach new goals. One satisfying resolution is to improve your financial life by getting out of debt. One of the simplest and most productive ways to do that is to replace burdensome borrowing with a convenient and cost effective debt consolidation loan.

Say Goodbye to Credit Cards with Debt Consolidation

By:

- MortgageLoan.com | February 19, 2007

Today's consumers are the equivalent of shoppers gone wild, having accumulated an enormous amount of credit card debt. However, this plastic pile-up can be reduced with a whole lot of discipline, and debt consolidation through a home equity loan or mortgage refinance.

Good Debt Management: Financial Mistakes to Avoid

By:

Anders Bylund - MortgageLoan.com | February 11, 2007

There are a few common pitfalls on the road to financial health. Learn to recognize them so you can get back to the business of good debt management

Creating a Debt Management Plan

By:

Anders Bylund - MortgageLoan.com | January 25, 2007

There are ways to work your way out of seemingly unmanageable debt loads. Analyze, understand, and then fix your problems in a few simple steps.

Five Strategies to Get Out of Debt

By:

Catherine Brock - MortgageLoan.com | January 05, 2007

The weight of excessive debt can be stifling on your monthly cash flow and your long-term financial outlook. Start working towards a debt-free future today by learning more about debt negotiation and consolidation strategies.