Compare Prepaid Credit Cards
Designed to curb impulsive spending, the prepaid & debit cards can normally be acquired without a credit check. A deposit is normally paid into the card with the card holder then being able to spend no more than the pre-deposited amount. Most of the cards can also be used at worldwide ATMs and come with a fee.IBERIABANK Visa ® Select Card
- Introductory Rate of 7.50% for 12 months from date opened on Purchases
- Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
- Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 7.50% | 12 Months | $45 | None | Good |
Discover® More(SM) Card
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%* | Good |
IBERIABANK Visa® Classic Card
- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
Slate(SM) from Chase
- Now with Blueprint(SM)
- 0% intro APR for up to 12 months on Purchases and Balance Transfers
- Patented Fraud Protection
- Zero Liability on Unauthorized Purchases
- E-mail and text alerts
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0% | up to 12 Months | None | See Terms* | Good |
Simmons First Visa® Platinum Rewards
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
FAQ on Prepaid Cards
How do Prepaid Cards work?
A pre-determined amount is paid into a prepaid card. When a purchase needs to be made, the retailer will ask you to provide your PIN number. Once this is done, the amount needed to make the purchase will be needed to complete the transaction.
