Compare Prepaid Credit Cards
Designed to curb impulsive spending, the prepaid & debit cards can normally be acquired without a credit check. A deposit is normally paid into the card with the card holder then being able to spend no more than the pre-deposited amount. Most of the cards can also be used at worldwide ATMs and come with a fee.ePlatinum+ Shopping Card
- Buy NOW and Pay LATER
- Receive up to a $12,500 Unsecured Merchandise Credit Line*
- 0% APR with No Annual Fee
- Low Minimum Monthly Payments
- Credit Limits Increases Available
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| * | * | $168* | See Terms* | Bad |
Discover® Student Card - Clear
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%, $5 minimum * | Good |
Discover® Student Card - Monogram Collection
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%, $5 minimum * | Good |
Discover® More(SM) Card - Wildlife Collection
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%* | Good |
Discover® Motiva(SM) Card
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 3.99%* | 6 Months* | None | 3%* | Good |
FAQ on Prepaid Cards
How do Prepaid Cards work?
A pre-determined amount is paid into a prepaid card. When a purchase needs to be made, the retailer will ask you to provide your PIN number. Once this is done, the amount needed to make the purchase will be needed to complete the transaction.
