Compare Prepaid Credit Cards
Designed to curb impulsive spending, the prepaid & debit cards can normally be acquired without a credit check. A deposit is normally paid into the card with the card holder then being able to spend no more than the pre-deposited amount. Most of the cards can also be used at worldwide ATMs and come with a fee.Discover® Student Card
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%, $5 minimum * | Good |
Discover® More(SM) Card - American Flag
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 5%* | Good |
Discover® More(SM) Card - Clear
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%* | Good |
IBERIABANK Visa® Gold Card
- Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
New Millennium Bank Secured Gold Visa® or MasterCard®
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | $59 | See Terms* | Bad |
FAQ on Prepaid Cards
How do Prepaid Cards work?
A pre-determined amount is paid into a prepaid card. When a purchase needs to be made, the retailer will ask you to provide your PIN number. Once this is done, the amount needed to make the purchase will be needed to complete the transaction.
