Compare Low Interest Credit Cards
The low interest credit cards are aptly named so, because they feature both a low introductory APR and a low fixed rate and tend to be better suited to persons who carry a balance month to month. To the average Joe, that’s a lot of financial muscle for those who use credit cards to make daily purchases without fear of large charges. A large percentage of the low interest credit cards also have no annual fee.IBERIABANK Visa® Classic Card
- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
IBERIABANK Visa® Gold Card
- Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
IBERIABANK Visa® Platinum Card
- Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
Chase Sapphire(SM)
- 10,000 Bonus Points after first purchase
- 2X on all airfare booked through Ultimate Rewards
- No earning caps, point expiration, or blackout dates
- Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
- 1 point for every dollar on all other purchases
- 24/7 Dedicated service advisor (No voice recording)
- Premier travel protection benefits
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| N/A | N/A | None | See Terms* | Excellent |
IBERIABANK Visa ® Select Card
- Introductory Rate of 7.50% for 12 months from date opened on Purchases
- Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
- Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 7.50% | 12 Months | $45 | None | Good |
FAQs on Low Interest Credit Cards
What are Low Interest Credit Cards?
In short these are credit cards that charge a low rate of interest on the money owed.
Who are Low Interest Credit Cards for?
They are everyone, but particularly for anyone who pays off their credit card balance at the end of the month. They are also for anyone looking to save money on credit card spending.
What are the advantages of having a Low Interest Credit Card?
Failure to pay off the credit balance every month ensures less interest will be added to the balance owed every month. Meaning the card holder is able to adequately manage their account by keeping interest additions as low as possible.
Are there any alternatives to Low Interest Credit Card?
There aren’t many alternatives, but if the balance is regularly paid off in a timely fashion, reward schemes might be a possibility.
