Compare Low Interest Credit Cards
The low interest credit cards are aptly named so, because they feature both a low introductory APR and a low fixed rate and tend to be better suited to persons who carry a balance month to month. To the average Joe, that’s a lot of financial muscle for those who use credit cards to make daily purchases without fear of large charges. A large percentage of the low interest credit cards also have no annual fee.Discover® More(SM) Card - American Flag
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 5%* | Good |
Slate(SM) from Chase
- Now with Blueprint(SM)
- 0% intro APR for up to 12 months on Purchases and Balance Transfers
- Patented Fraud Protection
- Zero Liability on Unauthorized Purchases
- E-mail and text alerts
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0% | up to 12 Months | None | See Terms* | Good |
Chase Freedom(SM)
- $50 Cash Back after your first purchase
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase
- No spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0% | up to 12 Months | None | See Terms* | Good |
Discover® More(SM) Card
- Earn more cash in more ways than anyone else(SM)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%* | Good |
Miles by Discover® Card
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
| Intro APR | Intro Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed |
| 0%* | 6 Months* | None | 3%* | Good |
FAQs on Low Interest Credit Cards
What are Low Interest Credit Cards?
In short these are credit cards that charge a low rate of interest on the money owed.
Who are Low Interest Credit Cards for?
They are everyone, but particularly for anyone who pays off their credit card balance at the end of the month. They are also for anyone looking to save money on credit card spending.
What are the advantages of having a Low Interest Credit Card?
Failure to pay off the credit balance every month ensures less interest will be added to the balance owed every month. Meaning the card holder is able to adequately manage their account by keeping interest additions as low as possible.
Are there any alternatives to Low Interest Credit Card?
There aren’t many alternatives, but if the balance is regularly paid off in a timely fashion, reward schemes might be a possibility.
