Compare Cash Back Credit Cards

Usually requiring a good to excellent credit, the cash back credit card gives cash back every time a purchase is made with the credit card. Card issuers are able to profit from the card holder through annual credit card fees as well as charges for late payments. Some other issuers also take a small percentage of every purchase made with the cash back credit card.

Chase Freedom(SM)

  • $50 Cash Back after your first purchase
  • 3% bonus cash back offers in categories like gas, home improvement and department stores
  • Full 1% Cash Back on every purchase
  • No spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% up to 12 Months None See Terms* Good

Discover® Motiva(SM) Card

  • Cash Rewards for your good credit management!
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
3.99%* 6 Months* None 3%* Good

Discover® More(SM) Card

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* None 3%* Good

TrueEarnings(R) Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* See Terms* See Terms* Excellent

American Express (R) Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A $125 annual fee See Terms* Excellent