Credit Cards for Bad Credit

Even with bad credit, getting a credit card is still a possibility, but there is a price to pay. Credit cards for bad credit are normally saddled with an annual fee. If managed competently, they could be a springboard to help rebuilding one’s credit score.

Discover® Student Card

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* None 3%, $5 minimum * Good

Discover® More(SM) Card - American Flag

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* None 5%* Good

Discover® More(SM) Card - Clear

  • Earn more cash in more ways than anyone else(SM)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* None 3%* Good

IBERIABANK Visa® Gold Card

  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A None See Terms* Excellent

IBERIABANK Visa® Platinum Card

  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A None See Terms* Excellent

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