Credit Card Article Archive 2007

Credit Cards: Know Your Rights

By:

Greg Mischio - MortgageLoan.com | November 12, 2007

Fans of any police drama on TV are quite aware of their Miranda rights: "You have the right to remain silent…etc." When it comes to your credit card, you also have rights. They can be extremely useful in the event of disputed or unauthorized charges.

Make Sense of Your Credit Card Statement

By:

Greg Mischio - MortgageLoan.com | November 07, 2007

If there was a contest for cramming information onto a sheet of paper, credit card companies would win the grand prize, hands-down. A typical credit card statement is loaded with information that consumers barely look at. It's in their best interests, however, to understand what all that data means.

Credit Cards Take a Subprime Hit

By:

Tom Kerr - MortgageLoan.com | October 13, 2007

As home equity loans become harder to get during the subprime mortgage crisis, credit card rules are also tightening. Consumers need to find alternative ways to consolidate debts and manage their finances during this stormy economic period.

Five Sneaky Credit Card Practices

By:

Greg Mischio - MortgageLoan.com | October 02, 2007

Consumers have developed a love-hate relationship with their credit cards. They love the convenience of swiping plastic for purchases, but they hate the sneaky little fees and finance charges initiated by credit card companies.

Mortgage Breakthroughs: Pay with Credit Card

By:

Greg Mischio - MortgageLoan.com | September 14, 2007

The savvy consumer knows that if you charge every cent and make payments each month, your credit card rewards program can pay off in a big way. Two new programs now integrate mortgages, as well, and each offers significant payoffs.

Credit Cards and Identity Theft

By:

Greg Mischio - MortgageLoan.com | September 09, 2007

Identity theft is not an Internet-borne crime. Before the rise of the online world, there were plenty of credit card thieves and check kiting (fraud) schemes. However, the web has provided identity criminals with new opportunities, and consumers with new challenges.

Credit Cards: A Brief History

By:

Catherine Brock - MortgageLoan.com | September 03, 2007

The concept of credit dates back some 3000 years. The credit card, as we know it today, dates back almost 60-a far more modern invention.

Credit Cards for Businesses

By:

Greg Mischio - MortgageLoan.com | August 28, 2007

To run a successful business, you need to mix relentless optimism with a healthy dose of realistic pessimism. For every benefit, there's a potential negative. A credit card for your business is a perfect example.

Don't Let Credit Cards Affect Your Mortgage

By:

Catherine Brock - MortgageLoan.com | August 23, 2007

Keeping credit card debt in check gives you more financial strength, which you can put towards buying your first home.

Credit Cards for Kids

By:

Catherine Brock - MortgageLoan.com | August 16, 2007

Giving your kids small doses of credit can be a productive introduction to the art of managing money.

Reward Yourself with Your Credit Card

By:

Greg Mischio - MortgageLoan.com | August 11, 2007

A credit card is like a power tool-if mishandled, it can inflict serious harm. When used properly, however, it produces beautiful results, such as a credit card rewards program.

Crucial Tips for Credit Card Protection

By:

Greg Mischio - MortgageLoan.com | July 15, 2007

These days, your financial information is wearing a bull's-eye. It's the prime target of identity thieves who'd like to swipe your credit card numbers and embark on their own wild shopping sprees. Follow these tips to protect those precious digits.

Guide to Eliminate Credit Card Debt

By:

Greg Mischio - MortgageLoan.com | June 12, 2007

In cases of serious injuries, a doctor's first order of business is to stop the main source of bleeding. The same tactic works for eliminating credit card debt: The smart consumer takes care of the credit card that's causing the most pain.

Three Steps to Lower Your Interest Rates

By:

Greg Mischio - MortgageLoan.com | May 23, 2007

A common misconception is that the rate on your credit card is fixed in stone. The reality is that you have the power to lower the rate on your cards. But no one is going to offer you a lower rate out of the blue. It's up to you, the savvy financial consumer, to ask.

Credit Card Debt Consolidation Guide

By:

Catherine Brock - MortgageLoan.com | May 17, 2007

Credit card spending can quickly spin out of control, leaving behind an enormous, seemingly impossible repayment burden. Consolidating all that credit card debt into one fixed payment might be your first step in righting those out-of-whack finances.

Teenagers: Use (Don't Abuse) Credit Cards

By:

- MortgageLoan.com | May 10, 2007

For today's consumers, teen credit cards are as common as iPods and MySpace accounts. One out of three high school seniors has a credit card, which is why it's critical that parents teach their children a fourth R-responsibility.

The Dangers of 0 Percent Credit Cards

By:

- MortgageLoan.com | May 02, 2007

Zero percent balance transfer deals offered by credit card companies can be a great for people who monitor their finances closely. But if you don't fall into that rare minority, you could wind up spending more than you save.

Compare Credit Cards to Find the Right One

By:

- MortgageLoan.com | April 25, 2007

A strategic approach to credit card shopping yields fruitful results; You will save money on interest, and avoid miscellaneous fees. As a result, you'll easily make your payments and remain in good standing with your credit provider. Here are some tips on comparing credit cards so that you can find the best one for your needs.

Cure Your Credit Card Addiction

By:

- MortgageLoan.com | April 10, 2007

Credit cards help you buy lots of stuff-and then, even more stuff. Fortunately, there are a few simple ways out of this charge card mania.