Want Higher CD Rates? Try Troubled Banks!

Cash investors can put their money in U.S. Treasuries or passbook savings accounts to earn less than 1 percent annually. Another alternative is to open a CD with a cash-poor bank, and log returns in excess of 3.5 percent.

Safe Haven for your Cash? Try Local Banks

Not all banks are teetering on the edge of financial collapse. In fact, many are humming right along with a business-as-usual mentality.

How to Protect Your Money with the FDIC

FDIC coverage limitations are a little complicated. If you know them, you'll avoid the possibility of expected losses on your bank deposits.

Secret to Growing Rich: Save, Don't Leverage

It's hard to find an American who doesn't live without a little bit of debt, but too much could crush your savings dreams.

Places to Stash Cash in Today's Market

A regular savings account is hardly the safest choice. A standard one with a major U.S. bank today brings a 0.2 percent annual interest rate. But inflation is running amok at 5 percent. In other words, your carefully stashed $100,000 will be worth less than that in next year's dollars, or about $95,200 after accounting for interest and inflation.