CD and Investment Articles

Want Higher CD Rates? Try Troubled Banks!

By:

Catherine Brock - MortgageLoan.com | December 20, 2008

Cash investors can put their money in U.S. Treasuries or passbook savings accounts to earn less than 1 percent annually. Another alternative is to open a CD with a cash-poor bank, and log returns in excess of 3.5 percent.

Safe Haven for your Cash? Try Local Banks

By:

Catherine Brock - MortgageLoan.com | October 31, 2008

Not all banks are teetering on the edge of financial collapse. In fact, many are humming right along with a business-as-usual mentality.

How to Protect Your Money with the FDIC

By:

Catherine Brock - MortgageLoan.com | October 27, 2008

FDIC coverage limitations are a little complicated. If you know them, you'll avoid the possibility of expected losses on your bank deposits.

Secret to Growing Rich: Save, Don't Leverage

By:

Anders Bylund - MortgageLoan.com | October 09, 2008

It's hard to find an American who doesn't live without a little bit of debt, but too much could crush your savings dreams.

Places to Stash Cash in Today's Market

By:

Anders Bylund - MortgageLoan.com | September 19, 2008

A regular savings account is hardly the safest choice. A standard one with a major U.S. bank today brings a 0.2 percent annual interest rate. But inflation is running amok at 5 percent. In other words, your carefully stashed $100,000 will be worth less than that in next year's dollars, or about $95,200 after accounting for interest and inflation.