CD and Investment Articles
Want to Earn More From Your CDs?
Ladder your CDs to take advantage of higher interest rates AND have better access to your savings when you need them. |
Why CDs Are A Good Investment
Don’t let your money wallow in a low-interest savings account. Put it into a certificate of deposit and watch your savings explode. |
Want Higher CD Rates? Try Troubled Banks!
Cash investors can put their money in U.S. Treasuries or passbook savings accounts to earn less than 1 percent annually. Another alternative is to open a CD with a cash-poor bank, and log returns in excess of 3.5 percent. Read More» |
Safe Haven for your Cash? Try Local Banks
Not all banks are teetering on the edge of financial collapse. In fact, many are humming right along with a business-as-usual mentality. Read More» |
How to Protect Your Money with the FDIC
FDIC coverage limitations are a little complicated. If you know them, you'll avoid the possibility of expected losses on your bank deposits. Read More» |
Secret to Growing Rich: Save, Don't Leverage
It's hard to find an American who doesn't live without a little bit of debt, but too much could crush your savings dreams. Read More» |
Places to Stash Cash in Today's Market
A regular savings account is hardly the safest choice. A standard one with a major U.S. bank today brings a 0.2 percent annual interest rate. But inflation is running amok at 5 percent. In other words, your carefully stashed $... Read More» |
How to Set up Laddered CDs
Build a CD ladder to optimize the liquidity and performance of your time deposits. Read More» |
Comparing Money Markets to CDs
Money markets and certificates of deposit (CDs) are not one and the same. Read More» |
Use Internet for Best CD Rates
The Internet is your best resource for finding low CD rates from reliable banks. Read More» |
National Rates
| Loan Type | Today | +/- |
|---|---|---|
| 30 yr fixed | 3.83 | |
| 15 yr fixed | 3.10 | |
| 5/1 ARM | 2.71 |
Rates may contain points