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Roth IRA Conversion Calculator

The purpose of the Roth IRA Conversion tool is to determine if there will be a net gain or net loss from a conversion of the user's Traditional IRA to a Roth IRA. To use this tool you will need to enter the amount that you want to convert, your current age, your rate of return, the tax rate at retirement, the non-deductible contribution amount, your age at retirement, your current tax rate, and your investment tax rate. This conversion tool will use this information to determine the final net worth of your Traditional IRA and the final net worth of a Roth IRA. This tool will then tell you whether your conversion will result in a net gain or a net loss.

This Financial Calculator requires SUN's Java Plug-in. If you see this message you will need to download SUN's Java Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing Install ActiveX Control.

    You can also get SUN's Java Plug-in here: Get the Java Plug-in!

    For more information about this Plug-in please visit: SUN's Java Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Roth IRA Conversion Calculator Overview

While there was a rush to convert Traditional IRAs to Roth IRAs when Roths were first introduced in 1997, not everyone should make this transition. In some cases the conversion from a Traditional IRA to a Roth IRA can decrease the net worth of the retirement account and hurt your ability to meet your retirement savings goals. To determine if you should convert your Traditional IRA to a Roth IRA you can use our Roth IRA Conversion Calculator.