Should You Refinance?

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The Refinance Interest Savings calculator will help you to calculate what your potential interest savings could be based on refinancing your mortgage. You will be able to enter the specifics on your current mortgage and the details on what you would have if you refinanced your mortgage to see if it is beneficial for you to refinance. This calculator will also allow you to determine your break-even point if you do refinance, which is the amount of time that it will take you to recoup the closing costs that you will have to pay to refinance your mortgage.

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Should You Refinance? Overview

Refinancing your current mortgage can save you money on your monthly mortgage payment. By lowering your monthly mortgage payment, you can also save on the amount of interest that you are paying over the term of your mortgage. How much interest you can save by refinancing your mortgage depends on several factors.

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National Rates

Loan Type Today
30 Year Fixed 5.44
15 Year Fixed 5.01
5/1 Adjustable 5.10

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