Dealer Financing vs. Credit Union Financing

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The purpose of the Dealer Financing vs. Credit Union Financing calculator is to help users compare their financing options in order to assist them in selecting the best option. To use this tool you will need to enter the pre-tax purchase price, how much you will be putting down on your car purchase, how much you still owe on your trade in, what interest rate the dealer offers, what the terms of the loan will be in months, how much the dealer will be allowing on your trade in, what your state sales tax is, the value of the manufacturer rebate, and what the credit union interest rate is. This calculator will process all of this information and product charts that directly compare the dealer financing package to the credit union financing package.

Dealer Financing vs. Credit Union Financing Overview

When you are shopping for an auto loan you need to take more into consideration then interest rates alone. Other factors, like the number of years the loan will be for, payment options, and special rebate offers, can dramatically impact how affordable a car loan can be. If you would like to know whether your dealer or your credit union offers the most affordable financing program you can use our Dealer Financing vs. Credit Union Financing calculator.