Bad Credit Articles

7 Books for Homebuyers and Borrowers

Books are always a popular item at Christmas. Since we’re all about mortgages and personal finance here, we thought we’d put together a list of some of the more popular mortgage-related books for consumers this year.

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5 Ways to Quickly Boost Your Credit

Building good credit is a slow process and recovering from bad credit takes time. However, there are certain situations where you can do things that will boost your credit score fairly quickly.

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Getting a Mortgage Loan When Your Partner Has Bad Credit

Most couples apply for mortgage loans jointly. But what happens when one of them has bad credit?

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Using a Co-Signer on a Mortgage

In today’s tight credit market, many borrowers are wondering if a co-signer might help them qualify for a mortgage loan. They can, but it’s not a guarantee of success.

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Land Contract Can Bypass Appraisal, Credit Problems

If you’re having trouble buying or selling a home due to appraisal issues or other lender problems, you might consider a land contract.

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3 Consequences of Walking Away From Your Mortgage

Before you decide to walk away from your mortgage, consider the real, long-term costs.

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Your Credit Score Can Make Or Break Your Mortgage

Fix your credit report before you apply for a mortgage and you could literally save more than $100,000 over the course of your loan.

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Minneapolis, Midwest Have Best Credit Scores

If you’re looking for a mortgage or other type of loan, it might not hurt to be from Minneapolis, at least on average.

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New Bill Could Make FHA Loans Less Appealing

New legislation intended to shore up FHA finances could end up making the agency’s home mortgages a lot less attractive to the people they’re supposed to help. 

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Benefits and Risks of a Land Contract

A land contract can be an appealing option for a potential homebuyer who might have difficulty qualifying for a mortgage loan. But there are potential risks to be wary of as well.

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