Guide to Credit

By:
Catherine Brock | Fri, 04/25/2008

  • CHAPTER: 1 Introduction to Credit

    Depending on how you manage it, credit is a consumer's best friend or worst enemy. When you need to buy something, credit is there, providing support and encouragement. But rely on her too much and she'll turn on you, taking away the very promise of financial freedom that made her so alluring in the first place.

  • CHAPTER: 2 Essential Credit Concepts

    Approach your relationship with credit intelligently. Here are some need-to-know concepts to assist you in that effort.

  • CHAPTER: 3 Good Credit Management

    High school counselors are always referring to your permanent record: "That detention will go on your permanent record," or "Get caught cheating and it goes on your permanent record." Now that you've graduated from high school and are a functioning adult in the workforce, you think that you don't have a permanent record any longer. But you do-with regard to credit. Those vague threats were just a preview of how your credit actions are documented.

  • CHAPTER: 4 Shopping for Credit

    It's important to consider the reasons that you need credit before shopping for it.

Find Mortgage Rates

National Rates

Loan Type Today
30 yr fixed 5.03
15 yr fixed 4.58
5/1 ARM 3.99

Compare Rates »

Rates may contain points

Browse Mortgage Rates

Credit Calculators